252 – How To Value Points – Estate Plans Simplified – No Worry Baby Feedings

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252 – How To Value Points – Estate Plans Simplified – No Worry Baby Feedings + How Millennials Value Things Differently

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This podcast post may contain affiliate links or links to sponsors of the SavingsAngel Show.

Hi!  I’m Josh Elledge, the Chief Executive Angel of SavingsAngel.com and welcome to the SavingsAngel show! I’m podcasting to you from Orlando, Florida, with stormy skies and wind warnings. Hello, Florida summer!

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

  • Are Points Programs Actually Giving You the Best Savings?
  • Estate Planning Today with Trust & Will – 10% off with promo code: savingsangel
  • Automatically Track Your Baby’s Feedings with BlueSmart mia 
  • Millennials Approach Big Adult Decisions With a Different Lens



Are Points Programs Actually Giving You the Best Savings?

I’ve always been a big supporter of deal sites and points programs. But with the huge variety of offers, it can be easy to get swept away in the excitement. So are points programs actually giving you the best savings?

Hotel Points Programs:

Recently, a friend of mine discovered that using her hotel points program didn’t consistently yield the best deal. In fact, for some searches, the rates …. read more

Daily Deal Sites:

Unlike the days when daily deal companies were fiercely competitive, many now cross promote. For example, Groupon partners with companies such as LivingSocial and numerous smaller deal sites. However, you cannot use a Groupon discount … read more

Gas Loyalty Rewards and Points:

Obviously, you should be collecting points and rewards on things you routinely buy, like petro. But when it comes to spending those points, you need to calculate their true value. You may not be getting the deal you thought you were. For example, … read more

Estate Planning Today with Trust & Will

Have you ever thought about writing your will? Does it stop you in your tracks or is it too scary to think about?

I want to introduce you to estate planning simplified with Trust & Will.

Trust & Will offers guardianships, trusts, and wills in all 50 states, starting at $39. You do it completely online and in less than 10 minutes! I’m not kidding! It really is that easy. And, if you do have any questions, they have people standing by to help out.

I had been postponing will-making but as my wife and I have gotten older and the grey hair settles in when Trust & Will approached me I knew it was time. It is almost unbelievable how EASY Trust & Will makes the process! You get to select options that apply directly to your life that allows Trust & Will to offer you the specific trust or will that you need. The process is so smooth that within 15 minutes you will receive all your documents ready to download or you can have them shipped for free.

I have a special offer for our SavingsAngel fans:

Go to Trustandwill.com/savingsangel or enter promo code savingsangel at Trustandwill.com to get 10% off your guardianship, trust, or will. Give yourself and your family the peace of mind knowing that, if anything happens, your assets and family will be protected.

That’s TRUST-AND-a-n-d-WILL dot com slash savingsangel or use the promo code savingsangel at Trustandwill.com to get 10% off. Do it for your loved ones today.


Automatically Track Your Baby’s Feedings with BlueSmart mia

Are you a new parent who struggles with feedings or questions if your baby is eating enough? Worry no longer! My next interview introduces Gisela Xie from BlueSmart with their new baby feeding monitor, the BlueSmart mia.

Listen now!


Millennials Approach Big Adult Decisions With a Different Lens Than Their Parents

It’s that time of year where an influx of new college graduates will be initiated into the world of “adulting.” But do millennials see big adult decisions the same way as their predecessors?

With graduation season on the horizon, Swagbucks, an online consumer rewards platform operated by Prodege, LLC surveyed 1,023 adults about their first big adult purchases, milestones, and responsibilities.

The Shiny New Thing for Younger Adults Is Either Handheld or Requires a Parking Spot

While just over a third overall claimed the first big-ticket item they bought as adults was a car, this purchase was much more common among those aged 35 and over than those under 35.

For those under 35, electronics emerges as another key big-ticket purchase category, with 16% identifying a cell phone as their first big adult purchase and 10% pinpointing a video game system.

Electronics held less sway as a first big purchase among those 35 and over; rather, clothing was the second most common big-ticket purchase among this group.

Less Urgency to Flee Chez Mom and Dad & Start their First Adult Job

Those aged 35+ recalled that their top priority, once they started earning their own money, was to move out of their parents' house. By contrast, those under 35 were just as likely to get their own cell phone plan as they were to leave the family home.

In addition to Americans under 35 being in less of a hurry to move out of their parents’ home, this group also delayed starting their first adult job. While 55% of the 35+ group began working their first adult job in high school, slightly over half of the younger group did not do so until their college years or right after college.

They’re Not Afraid to Spend Big, But Are They Saving Too?

Over four-in-ten American adults spent $500 or more on their first big purchase, with those aged 35+ slightly more enthusiastic in this regard. A quarter overall was more hesitant to part with their hard earned money, spending less than $100 on their first big purchase.

Chuck Davis, CEO, and Chairman of Prodege, LLC, the parent company for Swagbucks told me, “The first thing I treated myself to as an adult was a fancy dinner. It felt very rewarding to pay for that meal myself. At Swagbucks, we pride ourselves on our rewards program that enables shoppers to earn cash and gift cards to help with their memorable purchases.”

While people just entering the workforce tend to go big in spending on their first major purchases, many are saving too. Once they began making their own money, starting a savings account was the first milestone for almost one-third of them.

Swagbucks helps people of all ages and interests earn and save money for everyday online activities. To start earning now, visit the Swagbucks site or download the SwagButton.


If you’ve loved hearing everything on this podcast, SHARE THIS episode with a friend! People NEED this information. You and I, together, can change lives. I recommend taking a screenshot and posting on FB – or wherever you hang out most.

And as always, if you have any specific questions, or if there is something you’d like to hear me talk about, you can drop me a comment in the podcast feedback, write me on my Facebook group, or call my podcast hotline at 407.205.9250 and leave me a message. I’ll answer your question, write you back, or – with your permission – I might even share your question or story with others on this show.

Have a wonderful week – full of saving more, earning more, and living more abundantly – and thank you for listening!



Links mentioned in this podcast:






Call the ‘points programs' podcast hotline with your question or comment: 407-205-9250

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SavingsAngel facebook group – lots of consumer hints, tips, and more! Join us.

90 Days to Abundance video library!

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Written by Josh Elledge - CEO, UpMyInfluence

Josh Elledge is U.S. Navy veteran and launched UpMyInfluence to help entrepreneurs like himself attract the perfect audiences and grow their authority and influence. While growing their better-than-PR agency, UpMyInfluence discovered that building 7-figure B2B Sales Systems (with zero paid advertising) for agencies, consultants, coaches, and other high-ticket B2B service providers is actually what they do better than anyone else on the planet.

UpMyInfluence was the natural outgrowth of his first startup, SavingsAngel.com which has grossed more than $6 million in sales with zero paid ads. He did it all through building authority and serving audiences in the media.

Josh is a weekly TV consumer expert in Orlando, writes a syndicated newspaper column to 1.1 million readers, and regularly appears on more than 75 TV stations across the country. All told, Josh has appeared in the media more than 2500 times.

Josh loves living in Orlando, FL with his wife and three children.

SEE ALL ABOUT JOSH ELLEDGE HERE: https://upmyinfluence.com/josh/

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