As Americans, we work very hard to earn an income, save or invest when we can, and pay our debts. As citizens, do we demand as much from our elected representatives? It’s a very real issue that each of us has a relative share of more than a $51,500 debt load based on politicians who find it hard to balance the budget in Washington D.C. The upcoming fiscal cliff, our inability to reach a balanced budget, and a looming national debt are issues that will affect our lives. It will affect the lives of our children and generations to come. This is very much a personal finance and consumer issue which I am passionate about. More